All posted loan rates (excluding shared secured) include a 1/4 (.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. All rates are effective as of 8/19/2024. Other rates and terms available. Rates shown are for qualified borrowers and are subject to change without notice.
| Description | Term | APR* |
| New Auto (2025 / untitled 2024) | Up to 72 months | as low as 5.99% |
| New Auto (2025 / untitled 2024) | Up to 60 months | as low as 5.99% |
| Used Auto (2024 to 2022) | Up to 72 months | as low as 5.99% |
| Used Auto (2021 to 2019) | Up to 60 months | as low as 5.99% |
| Used Auto (2018 to 2014) | Up to 48 months | as low as 7.79% |
Motorcycle Loan Rates and Terms available. Must be street licensed.
| Description | Term | APR* |
| New Side x Side (2025 – 2022) | Up to 60 months | as low as 7.24% |
| Used Side x Side (2021 & older) | Up to 48 months | as low as 7.49% |
| New Camper / Boat / Other | Up to 60 months | as low as 11.74% |
| Used Camper / Boat / Other | Up to 48 months | as low as 12.24% |
| Description | Term | APR* |
| 5 Year Home Equity Loan | 60 months | as low as 5.99% |
| 10 Year Home Equity Loan | 120 months | as low as 6.74% |
| 15 Year Home Equity Loan | 180 months | as low as 6.99% |
*Offers require 80% maximum loan to value ratio. Rates include a .25% discount for auto drafting your account at the Credit Union. Rates are based on an evaluation of credit history. Other rates and terms available. A sample payment based on $25,000 at 5.99% APR for a 5 year (60 month) repayment is $484.00. A sample Fixed Home Equity Loan payment based on $25,000 at 6.74% APR for a ten year (120 month) repayment is $287.00. A sample Fixed Home Equity Loan payment based on $25,000 at 6.99% APR for a fifteen year (180 month) repayment is $225.00.
| Description | Term | APR* |
| Share Secured | – | 7.00% (Auto deduction rate discount does not apply) |
| Personal | Up to 60 months | as low as 11.24% |
*APR = ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the Credit Union for your qualifying rate.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to perfect our interest in the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.
Top Tier Federal Credit Union 2024