(814) 226-5032 | info@toptierfcu.org | Routing Number: 243380192 | Contact Us
Rates are effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
| Description | Term | APR* |
| New Auto (2023 / untitled 2022) | Up to 72 months | as low as 4.99% |
| New Auto (2023 / untitled 2022) | Up to 60 months | as low as 4.49% |
| Used Auto (2022 to 2020) | Up to 60 months | as low as 4.99% |
| Used Auto (2019 to 2017) | Up to 60 months | as low as 4.99% |
| Used Auto (2016 to 2012) | Up to 48 months | as low as 5.79% |
* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account.
Rates shown are for qualified borrowers and are subject to change without notice. Other rates and terms available.
Rates are effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
| Description | Term | APR* |
| New Side x Side (2022 – 2019) | Up to 60 months | as low as 6.24% |
| Used Side x Side (2018 & older) | Up to 48 months | as low as 6.49% |
| New Camper / Boat / Other | Up to 60 months | as low as 10.99% |
| Used Camper / Boat / Other | Up to 48 months | as low as 11.49% |
* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. Rates shown are for qualified borrowers and are subject to change without notice. Other rates and terms available
MasterCard Rates Effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
| Description | Term | APR* |
| Gold mastercard | – | 11.99% |
| Classic mastercard | – | 15.99% |
| Share secured | – | 5.00% |
| Personal | Up to 60 months | as low as 10.99% |
*The ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the Credit Union for your qualifying rate.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to perfect our interest in the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.
Minimum Payment: Your minimum payment will never be less than $35.00 (monthly).
Rates effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
| Description | Term | APR* |
| *Home Equity Loan | Up to 120 months | as low as 4.74% |
Please call the Credit Union for the current Mortgage and Home Equity Loan Rates
* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. Annual percentage rate applies to a ten year (120month) repayment on a minimum of $25,000.00 in new borrowings to qualify. Offer requires 80% maximum loan to value ratio. A sample Fixed Home Equity Loan payment based on $25,000 at 4.74% APR* for a ten year (120month) repayment is $262.00. Top Tier Federal Credit Union is an Equal Housing Lender.
Top Tier Federal Credit Union 2022