Rates are effective as of 10/14/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
Description | Term | APR* |
New Auto (2023 / untitled 2022) | Up to 72 months | as low as 5.49% |
New Auto (2023 / untitled 2022) | Up to 60 months | as low as 4.99% |
Used Auto (2022 to 2020) | Up to 60 months | as low as 5.49% |
Used Auto (2019 to 2017) | Up to 60 months | as low as 5.49% |
Used Auto (2016 to 2012) | Up to 48 months | as low as 6.29% |
* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account.
Rates shown are for qualified borrowers and are subject to change without notice. Other rates and terms available.
Rates are effective as of 10/14/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
Description | Term | APR* |
New Side x Side (2022 – 2019) | Up to 60 months | as low as 6.74% |
Used Side x Side (2018 & older) | Up to 48 months | as low as 6.99% |
New Camper / Boat / Other | Up to 60 months | as low as 11.49% |
Used Camper / Boat / Other | Up to 48 months | as low as 11.99% |
* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. Rates shown are for qualified borrowers and are subject to change without notice. Other rates and terms available
MasterCard Rates Effective as of 10/14/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
Description | Term | APR* |
Gold mastercard | – | 11.99% |
Classic mastercard | – | 15.99% |
Share secured | – | 5.00% |
Personal | Up to 60 months | as low as 10.99% |
*The ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the Credit Union for your qualifying rate.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to perfect our interest in the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.
Minimum Payment: Your minimum payment will never be less than $35.00 (monthly).
Rates effective as of 10/14/2022. Rates are subject to change without notice. APR = Annual Percentage Rate
Description | Term | APR* |
*Home Equity Loan | Up to 120 months | as low as 5.24% |
Please call the Credit Union for the current Mortgage and Home Equity Loan Rates
* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. Annual percentage rate applies to a ten year (120month) repayment on a minimum of $25,000.00 in new borrowings to qualify. Offer requires 80% maximum loan to value ratio. A sample Fixed Home Equity Loan payment based on $25,000 at 5.24% APR* for a ten year (120month) repayment is $269.00. Top Tier Federal Credit Union is an Equal Housing Lender.
Top Tier Federal Credit Union 2023