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Loan Rates

Vehicle Loan Rates

Rates are effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate

DescriptionTermAPR*
New Auto (2023 / untitled 2022)Up to 72 monthsas low as 4.99%
New Auto (2023 / untitled 2022)Up to 60 monthsas low as 4.49%
Used Auto (2022 to 2020)Up to 60 monthsas low as 4.99%
Used Auto (2019 to 2017)Up to 60 monthsas low as 4.99%
Used Auto (2016 to 2012)Up to 48 monthsas low as 5.79%

* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account.
Rates shown are for qualified borrowers and are subject to change without notice. Other rates and terms available.

Recreational Vehicle Loan Rates

Rates are effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate

DescriptionTermAPR*
New Side x Side (2022 – 2019)Up to 60 monthsas low as 6.24%
Used Side x Side (2018 & older)Up to 48 monthsas low as 6.49%
New Camper / Boat / OtherUp to 60 monthsas low as 10.99%
Used Camper / Boat / OtherUp to 48 monthsas low as 11.49%

* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. Rates shown are for qualified borrowers and are subject to change without notice. Other rates and terms available

Other Loan Rates

MasterCard Rates Effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate

DescriptionTermAPR*
Gold mastercard11.99%
Classic mastercard15.99%
Share secured5.00%
PersonalUp to 60 monthsas low as 10.99%

*The ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Ask the Credit Union for your qualifying rate.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to perfect our interest in the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.
Minimum Payment: Your minimum payment will never be less than $35.00 (monthly).

Home Equity Loan Rates

Rates effective as of 9/27/2022. Rates are subject to change without notice. APR = Annual Percentage Rate

DescriptionTermAPR*
*Home Equity LoanUp to 120 monthsas low as 4.74%

Please call the Credit Union for the current Mortgage and Home Equity Loan Rates

* The posted rate includes a 1/4 (0.25%) discount for automatic deduction of the payment from a Top Tier Federal Credit Union deposit account. Annual percentage rate applies to a ten year (120month) repayment on a minimum of $25,000.00 in new borrowings to qualify. Offer requires 80% maximum loan to value ratio. A sample Fixed Home Equity Loan payment based on $25,000 at 4.74% APR* for a ten year (120month) repayment is $262.00. Top Tier Federal Credit Union is an Equal Housing Lender.

Top Tier Federal Credit Union 2022