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E-Statement Disclosure


Electronic Statement (E-Statement) Agreement & Disclosure

By clicking on the “I Agree” button below, you are signing up to receive your account statements and disclosures online instead of postal mail. Please review the information below carefully before clicking the “I Agree” button as it contains important details about this service. Your use of this service constitutes your agreement to be bound by the terms and conditions set forth in the Agreement as well as the Credit Union’s policies and procedures.

E-Statement Agreement

In this agreement, the words “you” and “your” means any person authorized to use or given access to use any Personal Identification Information in connection with this service and any owner on any Top Tier FCU account that may be accessing it. This agreement is a contract that establishes the terms for e-statements and disclosures. If you enter into this agreement you accept all the terms and conditions contained herein. All of your accounts at Top Tier FCU are also governed by the disclosures you received when you opened the account.

E-Statement Delivery Consent

By accepting this Agreement, you agree to receive your account statement(s), disclosures, newsletters, promotional materials, and future notices or disclosures as required by law to be delivered electronically via email or the Top Tier FCU Home Banking website.

Accessing E-Statements

You will be sent an email to your email address to advise you of when your e-statement is available for viewing. You will need to log into your account through Top Tier FCU Home Banking website to view. You may request a paper copy of your statement at any time by contacting the Credit Union at (814) 226-5032 or info@toptierfcu.org.

E-mail Address

In order to receive e-statements you must provide Top Tier FCU with a valid e-mail address. We are not responsible for your failure to receive your e-statements in a timely manner if you fail to keep us updated at all times with your current e-mail address.

Reviewing of E-Statements

You should review your E-Statement immediately and any accompanying items to notify us in writing with any specified error, unauthorized signature, unauthorized withdrawal, alteration or other irregularity. Your E-Statements are dated the day the E-Statement notification is sent to you by e-mail. Any time periods that you must notify us of errors on your account statements will begin on the date of the E-Statement regardless of when you received and/or accessed the E-Statement.

Your Right to Terminate

You may withdraw your consent to receive e-statements at any time by contacting us at info@toptierfcu.org.


Top Tier FCU reserves the right to change the terms and conditions upon which this service is offered. Top Tier FCU will post a notice on the Home Banking Website for changes in e-statement service. Use of the e-statement service is subject to existing regulations governing your accounts and any future change to those regulations.

Additional Provisions

You acknowledge and agree that you have read and you understand the terms and conditions of this Online Statement and Disclosure Agreement, that any e-mail address you provided is active and accurate, and that you will notify us of any changes in your e-mail address.


    Top Tier Federal Credit Union 2023