(814) 226-5032 | info@toptierfcu.org | Routing Number: 243380192 | Contact Us | | | |

Special Bonus Dividend Member Rewards

$450,000 Paid to Our Members for 2025 –
Our Largest Special Bonus Dividend Ever!!


As a member-owned financial cooperative, when Top Tier succeeds, our members benefit. For the past 10 years, the Special Bonus Dividend is one of the ways we share our success directly with the people who make it possible.


“It is our job to take care of our members and that’s what we do. Top Tier returns value directly to our members. Our Special Bonus Dividend is one of the ways we thank members for choosing us as their financial partner, “Mark A. Lauer, Chief Executive Officer

Special Bonus Dividend Member Rewards

We have paid $3.4 million to our Members over the past 10 years. If you’re not getting a Special Bonus Dividend from your bank, switch your accounts to
Top Tier Federal Credit Union.


2025 Special Bonus Dividend factors:

  • Active Direct Deposit– $10 (4 or more direct deposits in 4th Quarter of 2025)
  • Active Debit Card – $15 (20 or more transactions in 4th Quarter of 2025)
  • E-statement User – $5.00
  • Bonus Dividend for Deposit Holders – % of additional interest earned year-to-date
  • Bonus Dividend for Borrowers – % of interest paid year-to-date

Want a Bigger Bonus Next Year?

Members who actively use Top Tier services may earn a larger bonus dividend.
Utilize our services to potentially increase your Special Bonus Dividend.

  • Set up Direct Deposit
  • Use your Debit Card regularly
  • Enroll in E-Statements
  • Grow your savings balances
  • Finance your next loan with Top Tier

Become a Member Today and Enjoy the Benefits of Credit Union Membership!

Top Tier Federal Credit Union 2026