As a member-owned financial cooperative, when Top Tier succeeds, our members benefit. For the past 10 years, the Special Bonus Dividend is one of the ways we share our success directly with the people who make it possible.
“It is our job to take care of our members and that’s what we do. Top Tier returns value directly to our members. Our Special Bonus Dividend is one of the ways we thank members for choosing us as their financial partner, “Mark A. Lauer, Chief Executive Officer

We have paid $3.4 million to our Members over the past 10 years. If you’re not getting a Special Bonus Dividend from your bank, switch your accounts to
Top Tier Federal Credit Union.
Members who actively use Top Tier services may earn a larger bonus dividend.
Utilize our services to potentially increase your Special Bonus Dividend.
Top Tier Federal Credit Union 2026