The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) was enacted on July 30,
2008 and mandates a nationwide licensing and registration system for residential mortgage loan
originators. The SAFE Act requires that federal registration be accomplished through the Nationwide
Mortgage Licensing System and Registry (the Registry).
The purpose is to provide consumers with easily accessible information at no charge regarding the
employment history of and publicly adjudicated disciplinary and enforcement actions against Mortgage
Loan Originators. A unique identifier assigned to each Mortgage Loan Originator allows consumers to
access a profile stored in the Registry. Consumer access to the profile can be found at
Mortgage Loan Originators for Top Tier Federal Credit Union are:
The Identification Number for Top Tier Federal Credit Union is NMLS ID# 449233.
Top Tier Federal Credit Union 2023