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Our History

On August 1, 2022, Clarion Federal Credit Union changed its name to Top Tier Federal Credit Union

A name that reflects growth, modernization and a commitment to top tier service


On February 6, 1940 nine employees of Owens-Illinois Glass Co. at Clarion, acting as incorporators, signed the organization certificate of the Clarion Onized Federal Credit Union. The certificate was duly notarized and sent to The Farm Credit Administration in Washington, D.C. The approval was granted on February 20, 1940 and charter number 3655 was assigned.

On February 21, 1940 an interested group of members assembled in the Ross Memorial Library to organize the Credit Union. From this small group, a credit union to serve the needs of the Owens Illinois employees was formed. Since 1972 the Credit Union has continued to add payroll entities extending our membership far beyond Owens-Illinois employees. In 1985, a merger with Gateway Knox FCU in Marienville was approved by the National Credit Union Administration. This merger allowed the Credit Union to continue operations at the Clarion office. In more recent years, the Credit Union has continued to grow in terms of asset size, membership eligibility and service offerings. In late summer 2009, the Board of Directors decided that it was also time for the Credit Union’s physical presence to expand. A lot was purchased along Holiday Inn Road in Monroe Township and construction began on a new main office that is approximately twice the size of the Wood Street location. Construction was completed in June 2010.

In 2022, the Credit Union expanded from 4 counties to 13 counties in Northwestern PA. Land was purchased in the Butler area and the Hermitage area for 2 future branch locations.

On August 1, 2022, Clarion Federal Credit Union officially changed its name to Top Tier Federal Credit Union. The name change is part of the Credit Union’s strategic goal to modernize, expand and offer top tier service to its credit union members.

From an original nucleus of twenty members; from $100 in assets; from part-time help; from the corner of somebody’s desk or lathe, over the course of over eighty years what was once a simple convenience for a singular employee group has matured into a community mainstay. Factors in the accomplishment of the Credit Union’s growth and success have been the work of many dedicated volunteers, the Board of Directors, the staff and the Credit Union’s members.

Top Tier Federal Credit Union 2022