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Savings Accounts

Let Us Help You Get There

savings rates
Join the Credit Union

Savings Accounts

Whether it’s a lifelong dream or a weekend getaway, Top Tier FCU offers a variety of great savings options to help you get there. They’re all NCUA-insured, so you know your money is safe.

Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it. We offer:

Savings Accounts

  • Minimum of $5 to open an account
  • Dividend bearing accounts

Club Accounts
We also offer several Club Accounts for your no-excuses way to save.

  • Minimum of $5 to open an account
  • Vacation Club Account
  • Christmas Club Account – Dividend bearing account

Other Services

  • Limited Notary Service (members only)
  • Coin Machine
  • Youth Accounts

Enjoy the Benefits of our Direct Deposit Service

Direct Deposit reduces the risk of ID theft or mail fraud. Funds go directly to your account, so saving money is easier. It also ensures seamless deposits while you’re traveling.

Here’s how to set up your direct deposit:

  1. Contact your employer’s HR/payroll department to see if they offer a direct deposit option.
  2. Fill out the Direct Deposit Form
  3. Submit form to your employer’s HR/payroll department
Direct Deposit Form
kids club

Saver Squirrel Kid’s Club

We provide a kids program called “Saver Squirrel”. The “Saver Squirrel” program is offered to children of 12 years of age and under.

Getting Started with Saver Squirrel

  1. Stop in and open your child’s account and ask for a Saver Squirrel Membership Card.
  2. On each membership card there are 10 acorns, you will receive a stamp on each acorn per deposit(only one stamp per visit).
  3. When your card is full, turn it in at one of our branch locations to be entered into quarterly drawings for prizes. You will receive another card to continue getting stamped for each deposit made.
  4. Bring in your report card and get $2 for every A received and $1 for every B received. Report cards must be presented within 25 days after the last grading period. This is only valid for children from grades 1-6.

If you have any questions regarding our new kids club program please feel free to give us a call at (814) 226-5032.
*Participants must be a member of Top Tier Federal Credit Union
*Money awarded for core classes only.

Top Tier Federal Credit Union 2023