The Credit Union’s story began on February 6, 1940, when nine employees of the Owens-Illinois Glass Plant in Clarion signed the organization certificate of Clarion Onized Federal Credit Union. From this small group, a Credit Union to serve the needs of the Owens-Illinois employees was formed. Today, the Credit Union has over 16,500 members across 13 Northwestern Pennsylvania Counties.
You are eligible to join, if you: live, work, worship, attend school or regularly conduct business in Clarion, Jefferson, Forest, Venango, Butler, Armstrong, Mercer, Crawford, Warren, McKean, Elk, Indiana or Clearfield County in Pennsylvania.
The Credit Union offers a wide variety of financial products including saving accounts, checking accounts, debit cards, low interest rate loans, home equity products, IRAs, term certificates, Christmas and vacation club accounts, youth accounts, business accounts and more. A $5 deposit is required to open your account. The $5 remains in your account for the duration of your membership.
Top Tier has been recognized by Callahan and Associates as #1 in PA for Return to the Member in its asset class. Top Tier has also been named a 10x Credit Union, a designation that is awarded to credit unions in the top 1% in the nation who deliver the most balanced and consistent results and are positioned for continued growth and service to members.
Start Your Membership Application Today!
Top Tier is committed to assisting local businesses and their employees with financial education through Credit Union Days. Representatives from Top Tier provide lunch and a casual environment for employees to ask questions about services and products at the Credit Union. This is at no cost to the business.
If you are interested in hosting a Credit Union Day for your team, contact Roz Greggs at rgreggs@toptierfcu.org.
Top Tier Federal Credit Union 2025