First Front Door

Who Qualifies
FFD recipients must be first-time homebuyers and be pre-approved for a mortgage with Top Tier Federal Credit Union.
The First Front Door Keys (Keys) was established to expand access to home ownership opportunities to first-generation, first-time homebuyers. By contributing a minimum of $1,500 toward down payment and closing costs, homebuyers in the Keys program are eligible for a maximum Keys grant up to $15,000. 2026 Keys funding will open on April 7, 2026.
First Front Door (FFD) provides down payment and closing cost assistance to eligible first-time homebuyers. By contributing a minimum of $1,500 toward down payment and closing costs, homebuyers are eligible for a maximum FFD grant up to $15,000. 2026 FFD funding will open on May 19, 2026.
Our expert mortgage team is here to guide you through every step of the home financing process. With personalized solutions and exceptional service, we make home ownership simple and stress-free.
Contact Us Today!
Call: 814-226-5032 • Email: mortgages@toptierfcu.org • Start your Mortgage application by clicking the button below
Mortgage Loan Officer – NMLS ID #1005883
sdinger@toptierfcu.org
Mortgage Loan Officer – NMLS ID# 2212225
cearp@toptierfcu.org

You Can Visit the First Front Door website by clicking the button below.
Top Tier Federal Credit Union 2026