Early Pay
Flexibility For Your Finances
Say goodbye to waiting for payday and say hello to financial flexibility with Early Pay from Top Tier FCU!
- No cost to you!
- Receive your qualifying direct deposits up to two days early*
- No enrollment required
Get paid earlier and plan better.
By receiving your paycheck and other eligible deposits up to two days early*, you can:
- Stay ahead of bills and avoid late fees
- Handle unexpected expenses
- Have extra time to manage your money
How it works
- Set up direct deposit with us.
- We’ll automatically process your deposits as soon as we receive them.
- Access your money up to two days early*
Enroll in Text Alerts to receive notification of your Early Pay deposit. Click the Alerts tab in Online Banking or in the Mobile App to set up your custom alerts.
Disclosure
*Early Pay is a service by which Top Tier FCU may make certain eligible Automated Clearing House (ACH) deposits of funds available in your account up to two days before the scheduled settlement date. This service may include deposits such as payroll, pension and government benefits.
Other deposits or credits to your account, such as deposits of funds from check or mobile deposits, and other online transfers or electronic credits are not eligible for Early Pay.
Enrollment in Early Pay is automatic, and there is no fee.
Early Pay does not guarantee the early availability of any deposit. The early availability of any deposit may vary from occurrence to occurrence and is dependent on the employer. The early availability of a periodic deposit on one occasion does not guarantee the early availability of the same periodic deposit at a later occasion.
The availability of Early Pay for any particular deposit is contingent on such factors as the payment instructions Top Tier FCU receives from the employer, any limitations Top Tier FCU may set on early availability and fraud prevention monitoring.
Early Pay is only available on Top Tier FCU consumer accounts. Top Tier FCU may at its sole discretion, disqualify an account from eligibility for Early Pay. Top Tier FCU reserves the right to suspend or discontinue the Early Pay service at any time and without prior notification.