Disclosures - Top Tier Federal Credit Union

Tis the Season to Save

12 Month Term Certificate

5.15% APY*

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This offer, including the stated *APY – Annual Percentage Yield, is effective 12/05/23. Top Tier Federal Credit Union reserves the right to end or modify this offer at any time. Minimum purchase amount of $500. Penalties apply for early withdrawals from certificates. Other restrictions may apply. Federally insured by NCUA.

Fixed Home Equity Rates

as low as 5.74% APR*

Use the equity in your home for more than just Home Remodeling Projects

Contact us about getting a Fixed Rate Home Equity Loan for….

• Debt Consolidation • Home Improvements • Large Purchases • Refinancing

Apply Now

APR = Annual Percentage Rate. Offers require 80% maximum loan to value ratio. A sample Fixed Home Equity Loan payment based on $25,000 at 5.74% APR for a five year (60 month) repayment is $481.00.

Become a member

and experience the

Credit Union difference.

No minimum balance checking accounts

Mobile deposit

Bill pay

Text alerts

& Much More

Learn More

Looking for
a Loan?

• Easy application process
• Fast turnaround
• Mobile friendly

Apply for a Loan

Quick Rates

Contact a Loan Officer

New or Used Auto

as low as..
6.49% APR*

Home Equity Loans

as low as..
5.74% APR*

Recreational Loans

as low as..
7.24% APR*

Find the Mortgage that’s Right for You.

We will help you navigate the entire Mortgage Process.

We offer a variety of mortgage products, fast turnaround time and low fees.

Learn About Mortgages

Call 814-226-5032 to speak to a mortgage loan officer or contact us via email at mortgages@toptierfcu.org

Refinance with us and save big

We have what it takes when it comes to saving you money. If you have a loan with another institution, you may be able to refinance at a lower rate with the Credit Union and save on interest and lower your monthly payments. It doesn’t matter whether you’ve had your loan for a month or two years– you can refinance!
Refinance With Us

We Can Help With Your Small Business!

Get the financing that’s right for you and your business.
Learn How We Can Help

Financial Health Checkup

Top Tier Federal Credit Union offers a FREE Annual Financial Health Checkup to all of our Members.
Get a Checkup

Tis the Season to Save

12 Month Term Certificate

5.15% APY*

Fixed Home Equity Rates

as low as 5.74% APR*

Use the equity in your home for more than just Home Remodeling Projects

Become a member

and experience the

Credit Union difference.

Looking for
a Loan?

Quick Rates