(814) 226-5032 | info@toptierfcu.org | Routing Number: 243380192 | Contact Us | | |

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85th Anniversary

Celebrating our 85th Anniversary

From an original group of 9 members to over 16,000 today, we are humbled and grateful for your support.

Over the course of eighty-five years, what began as an organization for a singular employee group has evolved into a community mainstay, made possible by the dedication and support of our Board of Directors, our Staff and our Members.

Thank You!!

Home Equity Loan Special 1.99

Home Equity
Loan Special

6 Month Introductory Rate

1.99%*APR

Fixed Rates as Low as 5.99% APR*after 6 month Introductory period

APR* = Annual percentage rate. 1.99% APR applies for first 6 months of the loan. Following introductory period, APR will change to the approved rate, which could be as low as 5.99% APR. Maximum 80% LTV. A sample payment based on $25,000 at 5.99% APR including the introductory 6-onth rate of 1.99% APR for a 5 year (60 month) repayment is $475.00. A sample payment based on $25,000 at 6.74% APR, including the introductory rate of 1.99% APR, for a ten year (120month) repayment is $281.00. A sample payment based on $25,000 at 6.99% APR, including the introductory rate of 1.99% APR, for a fifteen year (180 month) repayment is $220.00. This does not apply to current loans financed at Top Tier FCU.

2025 Scholarship Program

2025 Scholarship Program

5 – $1,000 Scholarships are available


Apply Online • Five Scholarships Available • Must be a Member


Auto Loan Special

Don’t Let This Rate Drive By.
Auto Loan Special

6 Month Introductory Rate • Up to 72 months • 100% Financing

1.99% APR*

Rates as Low as 5.74% APR*after 6 month Introductory period

*APR= Annual percentage rate. 1.99% APR applies for first 6 months of the loan. Following introductory period, APR will change to the approved rate, which could be as low as 5.74% APR. Rate includes 0.25% discount for auto drafting your account at the Credit Union. Special rate only applies up to 72 months on the purchase of a vehicle 2022 and newer. Requires 0% down payment. 72 monthly payments of $16.47 for each $1,000 borrowed. Rates shown are for qualified borrowers and are subject to change without notice. This does not apply to current loans financed at Top Tier FCU. Other Rates and Terms Available. Federally Insured by NCUA.

Top Tier Federal Credit Union 2025