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12 Month Term Certificate
3.65 %APY
We LOVE Saving Our Members Money
6 Month Term Certificate
3.85 %APY
These offers, including the stated *APY – Annual Percentage Yield, are effective 1/01/2026. Top Tier FCU reserves the right to end or modify these offers at any time. Minimum purchase amount of $500. Penalties apply for early withdrawals from certificates. Other restrictions may apply. Federally insured by NCUA
As Low As
5.99%*APR
APR = Annual percentage rate. 4.99%APR. Rate includes 0.25% discount for auto drafting your account at the Credit Union. Special rate applies up to 72 months on the purchase or refinance of a vehicle model year 2023 and newer. Requires 0% down payment. 72 monthly payments of $16.10 for each $1,000 borrowed. Rates shown are for qualified borrowers and are subject to change without notice. This does not apply to current loans financed at Top Tier FCU. Other Rates and Terms Available.
Apply Online • Five Scholarships Available • Must be a Member
$450,000 to our Members for 2025, our highest payout ever!! The 10-year total amount given to Members is now $3.4 million.
If you have loans or deposits at another institution, now is the time to bring
them to Top Tier FCU.
Do I Qualify? • How Do I Apply?
As Low As
Fall Into Savings
6 Month Term Certificate
3.85%APY
Top Tier Federal Credit Union 2026