| Checking Account Fees | |
| NSF/OOPS Fee* | $30.00 |
| ACH NSF/OOPS Fee* | $30.00 |
| Stop Payment Fee | $15.00 (per request) |
| Account Reconciliation Fee | $10.00 (per hour) |
| Check Printing Fee | Varies upon style |
| Dormant Fee | $10.00 |
| Check Copy Fee | $2.00 |
| Debit Card Fee | |
| ATM Withdrawals (Non-Credit Union Members) | $2.00 (per w/d) |
| NSF/OOPS Fee (non-sufficient funds)* | $30.00 |
| Annual Card Fee | N/A |
| Replacement Card Fee | $5.00 (per card) |
| PIN Change Request Fee | $1.00 (per request) |
| Pre-authorized EFT Fees | |
| NSF/OOPS Fee (non-sufficient funds)* | $30.00 |
| Other Service Fees (applicable to all accounts) | |
| Statement Copy Fee | $1.00 (per page) |
| Returned Deposit Item Fee | $10.00 (per item) |
| Wire Transfer Fee | $20.00 (domestic) |
| – | $45.00 (foreign) |
| Non-member Cash Advance Fee | $25.00 |
| Canadian Check Deposit Fee | $25.00 |
| Special Cash Orders | Minimum fee of $50 or up to 1% of the amount ordered |
| MasterCard Fees | |
| Late Payment Fee (if more than 10 days late) | $20.00 |
| PIN Change Request Fee | $1.00 (per request) |
Effective date is 11/29/22
*The OOPS Fee is for the discretionary payment of overdrafts. The Credit Union reserves the right to suspend the service and/or limit the dollar amount of transactions that may be paid. There are less costly ways of managing overdraft activity such as a linked savings account or a loan. Any deposits made to the account while it is overdrawn will be applied to the overdrawn balance. Please contact the Credit Union for more information or to opt-out of OOPS.
* We will charge a Non-Sufficient Funds Fee (NSF Fee) each time an unpaid item/transaction is re-presented and funds are not available. This may result in multiple NSF fees for the same item if it is re-presented more than once for payment.
Top Tier Federal Credit Union 2022