Fee Schedule

Checking Account Fees
NSF/OOPS Fee*	$30.00 (per presented item)
ACH NSF/OOPS Fee*	$30.00 (per presented item)
Stop Payment Fee	$15.00 (per request)
Account Reconciliation Fee	$10.00 (per hour)
Check Printing Fee	Varies upon style
Dormant Fee	$10.00
Check Copy Fee	$2.00

Debit Card Fee
ATM Withdrawals (Non-Credit Union Members)	$2.00 (per w/d)
NSF/OOPS Fee (non-sufficient funds)*	$30.00 (per presented item)
Annual Card Fee	N/A
Replacement Card Fee	$5.00 (per card)
PIN Change Request Fee	$1.00 (per request)

Pre-authorized EFT Fees
NSF/OOPS Fee (non-sufficient funds)*	$30.00

Other Service Fees (applicable to all accounts)
Statement Copy Fee	$1.00 (per page)
Returned Deposit Item Fee	$10.00 (per item)
Wire Transfer Fee	$20.00 (domestic)
–	$45.00 (foreign)
Non-member Cash Advance Fee	$25.00
Canadian Check Deposit Fee	$25.00
Special Cash Orders	Minimum fee of $50 or up to 1% of the amount ordered

MasterCard Fees
Late Payment Fee (if more than 10 days late)	$20.00
PIN Change Request Fee	$1.00 (per request)

Effective date is 11/29/22
*The OOPS Fee is for the discretionary payment of overdrafts. The Credit Union reserves the right to suspend the service and/or limit the dollar amount of transactions that may be paid. There are less costly ways of managing overdraft activity such as a linked savings account or a loan. Any deposits made to the account while it is overdrawn will be applied to the overdrawn balance. Please contact the Credit Union for more information or to opt-out of OOPS.

* We will charge a Non-Sufficient Funds Fee (NSF Fee) each time an unpaid item/transaction is re-presented and funds are not available. This may result in multiple NSF fees for the same item if it is presented more than once for payment.