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Fee Schedule

Checking Account Fees
NSF/OOPS Fee*$30.00
ACH NSF/OOPS Fee*$30.00
Stop Payment Fee$15.00 (per request)
Account Reconciliation Fee$10.00 (per hour)
Check Printing FeeVaries upon style
Dormant Fee$10.00
Check Copy Fee$2.00
Debit Card Fee
ATM Withdrawals (Non-Credit Union Members)$2.00 (per w/d)
NSF/OOPS Fee (non-sufficient funds)*$30.00
Annual Card FeeN/A
Replacement Card Fee$5.00 (per card)
PIN Change Request Fee$1.00 (per request)
Pre-authorized EFT Fees
NSF/OOPS Fee (non-sufficient funds)*$30.00
Other Service Fees (applicable to all accounts)
Statement Copy Fee$1.00 (per page)
Returned Deposit Item Fee$10.00 (per item)
Wire Transfer Fee$20.00 (domestic)
$45.00 (foreign)
Non-member Cash Advance Fee$25.00
Canadian Check Deposit Fee$25.00
Special Cash OrdersMinimum fee of $50 or up to 1% of the amount ordered
MasterCard Fees
Late Payment Fee (if more than 10 days late)$20.00
PIN Change Request Fee$1.00 (per request)

Effective date is 11/29/22
*The OOPS Fee is for the discretionary payment of overdrafts. The Credit Union reserves the right to suspend the service and/or limit the dollar amount of transactions that may be paid. There are less costly ways of managing overdraft activity such as a linked savings account or a loan. Any deposits made to the account while it is overdrawn will be applied to the overdrawn balance. Please contact the Credit Union for more information or to opt-out of OOPS.

* We will charge a Non-Sufficient Funds Fee (NSF Fee) each time an unpaid item/transaction is re-presented and funds are not available. This may result in multiple NSF fees for the same item if it is re-presented more than once for payment.

Top Tier Federal Credit Union 2022