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Fee Schedule

Checking Account Fees
NSF/OOPS Fee*$30.00 (per presented item)
ACH NSF/OOPS Fee*$30.00 (per presented item)
Stop Payment Fee$15.00 (per request)
Account Reconciliation Fee$10.00 (per hour)
Check Printing FeeVaries upon style
Dormant Fee$10.00
Check Copy Fee$2.00
Debit Card Fee
ATM Withdrawals (Non-Credit Union Members)$2.00 (per w/d)
NSF/OOPS Fee (non-sufficient funds)*$30.00 (per presented item)
Annual Card FeeN/A
Replacement Card Fee$5.00 (per card)
PIN Change Request Fee$1.00 (per request)
Pre-authorized EFT Fees
NSF/OOPS Fee (non-sufficient funds)*$30.00
Other Service Fees (applicable to all accounts)
Statement Copy Fee$1.00 (per page)
Returned Deposit Item Fee$10.00 (per item)
Wire Transfer Fee$20.00 (domestic)
$45.00 (foreign)
Non-member Cash Advance Fee$25.00
Canadian Check Deposit Fee$25.00
Special Cash OrdersMinimum fee of $50 or up to 1% of the amount ordered
MasterCard Fees
Late Payment Fee (if more than 10 days late)$20.00
PIN Change Request Fee$1.00 (per request)

Effective date is 11/29/22
*The OOPS Fee is for the discretionary payment of overdrafts. The Credit Union reserves the right to suspend the service and/or limit the dollar amount of transactions that may be paid. There are less costly ways of managing overdraft activity such as a linked savings account or a loan. Any deposits made to the account while it is overdrawn will be applied to the overdrawn balance. Please contact the Credit Union for more information or to opt-out of OOPS.

* We will charge a Non-Sufficient Funds Fee (NSF Fee) each time an unpaid item/transaction is re-presented and funds are not available. This may result in multiple NSF fees for the same item if it is presented more than once for payment.

Top Tier Federal Credit Union 2023